I think the one thing everyone can agree on is that fertility treatments aren’t exactly cheap. Insurance doesn’t often cover the expenses, and if you have insurance that does – consider yourself lucky!
As we started this process, I’ve searched everywhere for the costs of fertility treatments and the costs vary. There are different programs for different processes and different clinics charge different things.
I know we’ve just started our journey (side note: typing that word feels so cheesy, but I really can’t think of anything else to call it) so the expenses are not nearly what others have experienced. Regardless, I’m a fan of being informed and want to do what I can to inform others.
With that said, I’ll try to keep this post continually updated with our experience.
Procedures we’ve paid for (diagnostic work, initial consult, IUI):
Ian’s initial sperm analysis back in February – $140
My hysterosalpingogram – $222.55 (this is what my insurance didn’t cover)
My initial consult at NFC (which included blood work and an ultrasound) – $35 co-pay
Ian’s initial consult at NFC (we had different insurance at the time) – $225
My mid-cycle ultrasound to look for mature follicles x2 – $20 co-pay, $40 total
Ian’s sperm collection for IUI x2 – $240, $480 total
My insemination x2 – $206 (my insurance ended up covering the first one, surprisingly)
Medicines we’ve paid for:
Clomid x2 – ~$16 at CVS, $32 total
Ovidrel x2 – $99.50 at Glen Rock Medical Pharmacy, $199 total
Doctor suggested prenatal vitamins – ~$50
Regarding Ovidrel, I found a rebate and ended up getting about $10 back.
Thankfully, for the majority of these first round of expenses, I’ve been able to take advantage of my Glow First grant. What is Glow First? It’s a program through the Glow app for people trying to get pregnant. Essentially, you pay $50 into a pot every month (for up to 10 months). If you get pregnant, you pull out of the pot, but leave what you’ve invested. If you’re not pregnant at the end of 10 months, the pot is divvied up among the remaining participants for them to use as a grant to help pay for fertility treatments. My company paid the $50/month on my behalf, and I ended up with a grant of $1500. Of the expenses above, we’ve been reimbursed by Glow First for $1312, and still have another $188 to use!
Total out-of-pocket payments so far: $298
If you know of any discounts or assistance programs, please feel free to leave them in the comments below!